From India to Australia: Everything You Need know about OSHC

If you’re an Indian student planning to study in Australia, there’s a non-negotiable step in your visa process that you cannot afford to overlook: Overseas Student Health Cover (OSHC). This isn’t just another formality, it’s a legal, financial, and emotional safety net that can protect you from Australia’s sky high healthcare costs.
At Super 7 Visa, we know how confusing the process can be. That’s why we’ve created this comprehensive guide to help you understand everything about OSHC and we’re also here to support you every step of the way.
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Why OSHC is Mandatory for Your Australian Student Visa (Subclass 500)

The Australian government requires all international students to have OSHC as a visa condition (8501). If you don’t purchase OSHC, your visa will not be approved. Simple as that.
This policy ensures you have access to basic medical care while studying in Australia without putting pressure on the public health system (Medicare), which you’re not eligible for as an Indian citizen.

What Does OSHC Cover?

All standard OSHC policies cover:

GP (Doctor) consultations
In hospital medical treatments
Emergency ambulance services
Prescription medicines (limited)
Limited surgery and prosthetic devices

But OSHC does not cover:

Dental, optical (eye check ups, glasses), or physiotherapy
Pre existing conditions (until a waiting period is completed)
Non emergency cosmetic treatments

For these, you might need an Extras Policy. Don’t worry our advisors can help you with that too. Need help comparing what each plan includes? Use our trusted partner platform to compare instantly: Get OSHC Help Now

Top Approved OSHC Providers in Australia

You are free to choose your OSHC provider, even if your university suggests a “preferred” one. The six government approved insurers are:

Bupa
Medibank
Allianz Care
NIB
ahm
CBHS

Each offers slightly different prices, apps, services, and extras. Don’t just go for the first option compare and choose smart. Super 7 Visa makes it easier than ever to compare providers via this quick link

What Happens if You Don’t Have OSHC?

Without OSHC, a simple hospital visit can cost you over AUD $3,000. Even a GP appointment might set you back $80–$150. Here’s what you might pay without OSHC:

Now compare that with OSHC plans that start at just AUD $478 per year that’s a no brainer.

Special Tips for Indian Students

As an Indian student, remember:

India does not have a Reciprocal Health Care Agreement with Australia.
OSHC is your only access to affordable healthcare.
Be aware of mental health challenges and don’t hesitate to use the 24/7 telehealth and mental health support most OSHC providers offer.
Always activate your OSHC as soon as you land in Australia and download the provider’s mobile app for easy claims.

How to Buy OSHC Easily (in 2 minutes)

Super 7 Visa recommends using this trusted OSHC portal where you can:

Instantly compare all 6 approved insurers
Buy OSHC in INR or AUD
Get your certificate immediately (for visa submission) Get ongoing support in India and Australia

Buy OSHC Now Super 7 Visa Partnered Platform

Need Personalized Help? Let Super 7 Visa Support You

Whether you’re confused between Bupa and Allianz or unsure if you need Extras Cover, we’re here for you.
Contact Super 7 Visa today for one on one OSHC assistance, visa guidance, and pre departure support.
Or just get started right now: Compare and Buy OSHC
Overseas Student Health Cover isn’t just a visa requirement it’s your lifeline in a new country. Don’t gamble with your health or your wallet. Make an informed decision and start your Australian journey with confidence.

Mumbai (Dahisar)

14,Vinayak shopping centre, Opp Dahisar railway station, near Aqua Stone restaurant, Dahisar East, Mumbai 400068
Call: (+91)9769 6666 36
Email: contact@super7visa.com

Gujarat (Surat)

1, Mohanbhai Gopalbhai Wadi, Near Urmi Society, Nr. Baroda Pristage , Varaccha Main Road,
Surat 395006
Call: (+91)9769 6666 37
Email: contact@super7visa.com

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